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American Continental Bank
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Consumer Privacy Notice

Rev. 01/2016

FACTS WHAT DOES AMERICAN CONTINENTAL BANK DO WITH YOUR PERSONAL INFORMATION?

 

WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Transaction history and credit history

When you are no longer our customer, we continue to share your information as described in this notice.

HOW? All Financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons American Continental Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does American Continental Bank share? Can you limit this sharing?
For our everyday business purposes—
Such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
To offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share

For our affiliates’ everyday business purposes—
Information about your transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes—
Information about your credit worthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For nonaffiliates to market to you

No

We don't share

 

Questions? Call (626) 363-8988 or go to www.americancontinentalbank.com.

 

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Who we are  
Who is providing this notice? American Continental Bank

 

What we do  
How does American Continental Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does American Continental Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account or apply for a loan
  • Use your debit card or pay your bills
  • Make deposits or withdrawals from your account
We also collect your personal information for others, such as credit bureaus.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purpose-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

 

Definitions  
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
American Continental Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
American Continental Bank does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
American Continental Bank does not jointly market.

 

Other Important Information
The California Financial Information Privacy Act Division 1.4 of the Financial Code (“Division 1.4”) became effective on July 1, 2004. Division 1.4 broadly regulates the sharing of nonpublic personal information of consumers. Based on Statutory Exemptions, the Bank may share nonpublic personal information to maintain customer’s account and effect a transaction requested by the consumer.

 

The accuracy of the information American Continental Bank maintains is very important. If you believe we have information about you that is incorrect, outdated or incomplete, or if the information you think is wrong appears on a statement or notice from us, you should call us at(626) 363-8988 or the telephone number shown on the statement or notice. We will look into the matter and correct our records as appropiate.

American Continental Bank may update this Privacy Policy from time to time. If we make any material change to this Statement or in how we use your personally identifiable information, we will prominently post such changes prior to implementing it.

Member FDIC - Equal Housing Lender 

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